Illumine Investment Management, LLC. is a registered SEC investment advisor located in Washington State. Illumine Investment Management, LLC. and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Illumine Investment Management, LLC. maintains clients. Illumine Investment Management, LLC. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Illumine Investment Management, LLC.’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Illumine Investment Management, LLC.’s web site on the Internet should not be construed by any consumer and/or prospective client as Illumine Investment Management, LLC.’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Illumine Investment Management, LLC. with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Illumine Investment Management, LLC., please contact the SEC, FINRA, or the state securities regulators for those states in which Illumine Investment Management, LLC. maintains a filing. A copy of Illumine Investment Management, LLC.’s current written disclosure statement discussing Illumine Investment Management, LLC.’s business operations, service, and fees is available from Illumine Investment Management, LLC. upon written request. Illumine Investment Management, LLC. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Illumine Investment Management, LLC.’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Illumine Investment Management, LLC.) made reference to directly or indirectly by Illumine Investment Management, LLC. in its web site, or indirectly by a link to an unaffiliated third-party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deductions of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Certain portions of Illumine Investment Management, LLC.’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Illumine Investment Management, LLC.’s (and those of other investment and non-investment professionals) positions and/or recommendations of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Illumine Investment Management, LLC., or from any other investment professional. Illumine Investment Management, LLC. is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting, or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Illumine Investment Management, LLC.’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Illumine Investment Management, LLC., or from any other investment professional.